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CASH ADVANCES
Use your good credit to full advantage! Bring
your Master Card or VISA to any
Polonia Bank branch to obtain cash advances
against your line of credit.
CERTIFICATES
Certificates terms that we offer are from 6 months
to 5 years. We try and stay above our competitors with the highest
rates around. The interest rates on these accounts are fixed. You
will be paid this rate until the maturity date of the certificate.
Click Here For Current Rates
CHECKING ACCOUNT
Checking accounts at Polonia Bank are accounts
with interest. Interest will be compounded on a monthly basis and
credited to your account on a monthly basis. Write all the checks
you want. Make all the deposits you want. There is no monthly fee
as long as you maintain the minimum balance required. You
are also entitled to receive an ATM/Debit card, if qualified.
HOME
EQUITY LOANS
Home equity loans are a great way to consolidate
bills, make home improvements, or even pay for college. One easy
payment a month compared to several payments. The interest paid
may be tax deductable, consult your accountant.
Click Here For Current Rates
IRA ACCOUNTS
Individual Retirement Accounts are a great way
to start saving for the future. We offer a high variable rate which
may change quarterly. We have no annual fees. All deposits, rollovers
and transfers are welcome.
24 HOUR TOUCH TONE
BANKING SYSTEM
Get you banking information at the touch of a
phone. Check your Account Balance, Deposits, Which Checks Have Cleared,
Withdrawals, Interest Earned, Stop Payments, Transfer From One Account
to Another, Savings Rates, CD Rates, and Loan Rates. Come in to
any of our office for a demonstration and sign up for Transfer Service.
The Telephone Banking Number is: 1-866-POL-BANK (1-866-765-2265).
MORTGAGES
We offer mortgage loans at Polonia Bank, whether
you are refinancing your existing home or purchasing a new home.
Our mortgage officers keep your interests in mind every step of
the way. We offer currently competitive rates, several mortgage
plan options and flexible application requirements.
Click Here For Current Rates
Try our new Mortgage Loan-Calculator
SAVINGS ACCOUNT
Passbook Savings are great for the personal saver.
You receive a passbook that, when updated, provides you with a record
of your transactions. Deposits and withdrawals can be made any time
with your book.
Statement Savings are accounts of convenience. You
will receive a statement each month. No book is needed. You are
also entitled to receive an ATM card, if qualified.
Click Here For
Current Rates
STUDENT LOANS
The rising cost of a quality education is a major
concern for students and parents alike; it's reassuring to know
you can get the answers you need from Polonia Bank. Our student
loan number is 833417.
Click Here to access The Pennsylvania
Higher Education Assistance
Agency (PHEAA) web site
Besides all of the above mentioned accounts
at Polonia Bank, we also offer a number of other services. If you
are interested in any of these or are just looking for information,
please feel free to contact us at any of our offices.
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