Your Community Bank

Polonia Bancorp - FDIC Transaction Account Guarantee Program Notice

Polonia Bancorp - SEC Disclosure Insider Forms

The year was 1923 in Philadelphia.

A few businessmen wanted to make it possible for family, friends and neighbors to own their
homes through affordable mortgage loans.

Today, we provide Mortgages and Home Equity loans for hundreds, if not more, customers a
year. Like our founders, we continue to answer the needs of our friends, family, and neighbors by
providing quality financial services with personal attention.

Our Philosophy at Polonia Bank is...
The customer is always #1.
The customer is always treated with respect.
The customer is always valued.

Quality Financial Services with Personal Attention.